$997 is the whole fee — one payment, no monthly billing and no
subscription to cancel. It covers intake, strategy and our team running
your file. Certified mail is billed separately at $12.99 per letter,
because it is postage rather than labour.
Every plan includes bank-level encryption and FCRA-compliant letters. No contract on Pay Per Round.
Pay Per Letter — No Subscription Required
Just need a few dispute letters? Pay only for what you send. $12 per bureau, per letter.
Certified mail is priced per letter sent. Your subscription includes letter generation - the mail price is only charged when you choose to send letters via USPS Certified Mail with tracking. Higher tier plans get discounted mail pricing as a thank you for your commitment.
Can I upgrade or downgrade my plan?
Yes! You can upgrade at any time and the difference will be prorated. If you downgrade, the change takes effect at your next billing cycle.
What's included in "unlimited" letters?
Unlimited means no monthly cap on dispute letter generation. You can create as many dispute letters as you need for all three credit bureaus. Fair use policy applies to prevent abuse.
Is there a free trial?
Yes — Pro ($47/mo) includes a 7-day free trial. The 3-month prepay ($129) and Elite (formerly Done For You) start billing at checkout. You can cancel any paid plan from your billing page at any time.