How Can We Help You?

Most users see initial results within 30-45 days after their first dispute round. Credit bureaus have 30 days to investigate disputes. On average, clients see 50-120 point increases within the first 90 days.

Simply upload your 3-bureau credit report PDF from any provider (SmartCredit, IdentityIQ, MyFICO, Credit Karma, etc.). Our AI automatically parses all three bureaus and identifies negative items for dispute.

Metro-2 is the industry-standard format creditors must use when reporting to credit bureaus. Violations include incorrect dates, invalid status codes, missing required fields, or conflicting information. Our AI detects 97+ violation types and generates legally-compliant dispute letters citing specific FCRA statutes.

After analyzing your credit report, our AI generates personalized dispute letters for each bureau citing specific legal violations, FCRA statutes, and required corrections. Letters are formatted professionally and include all required identity documentation.

We accept all major credit cards (Visa, Mastercard, American Express, Discover) through Stripe. For business accounts, we also offer ACH bank transfers and net-30 invoicing for annual contracts.

Most clients achieve significant results within 2-4 dispute rounds. After each round, wait 30-45 days for bureau responses, then re-pull your credit report to identify remaining items. Our platform tracks which items have been deleted vs. verified, helping you plan subsequent rounds strategically.

We use bank-level 256-bit SSL encryption for all data transmission. Your credit reports and identity documents are stored securely with enterprise-grade encryption. We never share your data with third parties and comply with all applicable privacy regulations.

Yes. Our Pro and Business plans include full agency features: client management dashboard, white-label branding, automated billing via Stripe Connect, client invitations, and document signing. You can manage unlimited clients and set your own pricing.

Yes. All plans are month-to-month with no long-term contracts. You can cancel anytime from your account settings. We also offer a 7-day money-back guarantee on all paid plans.

Our integrated certified mail service sends your dispute letters via USPS Certified Mail with tracking. You'll receive delivery confirmation and can track each letter's status in real-time. No trips to the post office required.