See how thousands of users have transformed their credit scores with AI-powered dispute letters.
Video Testimonials
Real stories, real transformations, real results
"Within 45 days, I had 6 negative items removed. The AI caught Metro-2 violations my previous credit repair company missed entirely."
"As a dispute specialist, I've tried every tool. OriumAI's Metro-2 analysis is the most advanced I've ever used."
"I went from a 521 to a 698 in just 3 months. Finally got approved for my first home!"
Case Studies
Deep dives into how our users achieved remarkable results
Marcus had been trying to buy a home for years, but his credit score of 521 kept him from qualifying. After discovering OriumAI, he uploaded his credit reports and the AI immediately identified 7 Metro-2 compliance violations across his accounts. Within the first round, 4 items were removed. By the third round, all 7 items were gone and his score had jumped to 698.
After an unexpected hospital stay, Sarah found herself with over $45,000 in medical collections. Her score had dropped to 498. Using OriumAI's HIPAA violation detection, she identified that none of her medical collectors had proper authorization. The AI generated perfectly compliant dispute letters. Within 5 months, all 11 medical collections were removed and her score soared to 731.
Lisa ran a small credit repair business but was limited by the time it took to manually review reports. After switching to OriumAI Pro, she could process 10x more clients. The Metro-2 violation detection and automated letter generation allowed her to scale from 20 clients to over 200 in just 6 months, while maintaining an 82% deletion rate.
Featured In
User Reviews
See what our community is saying about their experience
"I tried 3 different credit repair companies before finding OriumAI. None of them could explain WHY they were disputing my accounts. OriumAI showed me the exact Metro-2 violations and FCRA issues. The transparency alone is worth it. Plus, my score went from 534 to 721 in 4 months."
"The AI found violations I never would have spotted. Three collection accounts deleted in the first round."
"Certified mail feature is a game changer. Everything is tracked and documented."
"As a credit repair pro, OriumAI's Metro-2 detection is on another level. My clients are getting results in half the time."
"Went from 584 to 721 in 4 months. Got approved for a 0% APR card and refinanced my car loan."
"Point impact predictions are incredibly accurate. Knew exactly which items to target first."
"My husband and I both used OriumAI. Combined 12 items removed. We just closed on our first house!"
"The letter templates are so professional. Bureaus can't ignore them like the generic ones I used before."
"After years of collection calls, 5 accounts removed in 2 months. Finally got approved for an apartment without a cosigner."
"I'm a credit repair business owner. OriumAI cut my letter drafting time by 80%. My clients get better results, faster."
"$30k medical debt deleted. I was paying $400/month minimum on those accounts. Life-changing doesn't even begin to describe it."
"Skeptical at first, but the Metro-2 compliance checks found errors I never noticed. 4 items removed after round 1."
"Started with a 512. Now at 698. Just refinanced my car loan from 22% APR to 6.5%. Saving $340/month."
Our AI scans every line of your credit report to identify Metro-2 compliance violations and FCRA issues.
Each dispute letter is unique, citing specific violations and legal grounds for removal.
Letters are printed, certified, and mailed automatically with full USPS tracking.
Monitor responses and score changes in real-time from your dashboard.
Join 15,000+ users who have improved their scores with OriumAI's AI-powered dispute platform.
Start Your Free Trial